What is the process for buying a new launch condo in Singapore?

Buying a new launch condo involves: 1) Register interest and visit showflat, 2) Receive a developer OTP for your chosen unit, 3) Pay 5% option fee, 4) Exercise OTP within 3 weeks with remaining 15% down payment, 5) Pay BSD (and ABSD if applicable) within 14 days of exercise, 6) Loan approval and progressive payments over construction period.

Can I use CPF to buy a new launch condo?

Yes. CPF Ordinary Account funds can be used for down payment, stamp duties, and monthly mortgage instalments up to the Valuation Limit (purchase price or market value, whichever is lower). For a second property, your CPF OA+SA must meet the Basic Retirement Sum ($106,500 in 2026) before using CPF.

How much is ABSD for Singapore Citizens buying a second condo?

Singapore Citizens pay 20% ABSD on their second residential property purchase. On a $1.5M condo, that is $300,000 in ABSD. SC upgraders who sell their HDB within 6 months of the new condo purchase can apply for ABSD remission — but the full ABSD must be paid upfront first.

What is the maximum bank loan I can get for a condo in Singapore?

For a first property with no outstanding loans, the maximum bank loan is 75% LTV (Loan-to-Value ratio). This means a $1.5M condo requires at least $375,000 down payment, of which at least $75,000 (5%) must be in cash. The remaining $300,000 can be in CPF or cash.

How is Singapore property taxed for investors?

Non-owner-occupied residential property is taxed at 10-20% of annual value. ABSD applies on purchase. SSD applies if sold within 3 years (4-12%). Rental income is taxable at personal income tax rates. There is no capital gains tax in Singapore — property sale profits are generally not taxed.

What is the difference between new launch and resale condo in Singapore?

New launch condos are bought from developers at fixed prices with progressive payment schemes and no SSD risk. Resale condos are bought from owners, often with immediate occupancy and negotiable prices. New launches carry developer risk (construction delays) but come with new facilities and warranty. Resale condos may have more established layouts and immediate rental income potential.

Zyon Grand Singapore — 90% Sold, Final Units at Havelock MRT

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Quick Answer: Singapore property market in 2026 continues to attract buyers due to stable governance, land scarcity, and strong rental demand. New launch condos are priced based on location (CCR/RCR/OCR), developer reputation, and facilities. Key financial rules to know: TDSR (55%), LTV limits, ABSD rates, and CPF usage guidelines.

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Zyon Grand Singapore — 4 Bedroom Units Almost Gone, 90% Sold

Zyon Grand at Zion Road Parcel A, River Valley (District 1/CCR) is 90% sold. The tallest iconic twin-tower integrated development in River Valley, directly connected to Havelock MRT (Thomson-East Coast Line). Only 4 four-bedroom Premium Private Lift units remain.

Final Inventory

Type	Size	From	PSF	Units Left
1BR+Study	—	$1.45M	—	29
2BR Premium+Study	721 sqft	$2.314M	$3,209	13
3BR	818 sqft	$2.740M	$3,330	11
4BR Premium+Private Lift	—	$4.507M	—	4 — CRITICAL
4BR Supreme+Study+PL	—	$5.395M	—	12
5BR Supreme+Private Lift	1,819 sqft	$6.018M	$3,308	18

The 4BR Alert: Only 4 Units Left

4BR Premium Private Lift at $4.507M — down to 4 units. Private lift access, CCR address, daily OTP/PDI activity. Once gone, next 4BR entry is Supreme at $5.395M+.

Why River Valley Commands Premium

CCR positioning with structural HNW demand. Lowest land cost among comparable River Valley sites. Havelock MRT direct integration (TEL) — Orchard 3 stops, Marina Bay 5 stops. Integrated lifestyle mall at podium. 90% sold = proven product.

S.I.M.P.L.E Investment Case

Schools — River Valley Primary, Raffles Girls catchment
Integrated — lifestyle mall within development
MRT Direct — Havelock MRT integrated
Proven — 90% sold validates product
Lowest Land Cost — among River Valley comparables
Easy Exit — broad CCR buyer pool

WhatsApp Alvin for showflat and pricing

Alvin Tan | ERA Realty Network | CEA R072324C | Lic L3002382K

???? Get a Free Property Valuation from Alvin

Need an honest, data-driven valuation on this project, your existing property, or a comparison? WhatsApp Alvin Tan directly — CEA-licensed, ERA Realty, no obligation. Same-day reply during office hours.

✅ Free showflat priority booking
✅ ABSD + BSD + financing eligibility analysis
✅ Floor plan packs & price list (where available)
✅ HDB upgrader pathway planning

???? WhatsApp Alvin Now → +65 8488 8648

Alvin Tan

Property Agent

CEA R072324C

ERA Realty Network L3002382K

+65 8488 8648

Chat with Alvin

Zyon Grand Singapore — 90% Sold, Final Units at Havelock MRT

Zyon Grand Singapore — 4 Bedroom Units Almost Gone, 90% Sold

Final Inventory

The 4BR Alert: Only 4 Units Left

Why River Valley Commands Premium

S.I.M.P.L.E Investment Case

???? Get a Free Property Valuation from Alvin

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